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Kevin Says Insurance Insider Blog

How much are solar panels and are they covered by my home insurance?

Clients are asking this solar panels impact on home insurance question, so I decided to answer it in this short blog post. Solar Panels As you probably know solar panels are devices that convert sunlight into electricity. They can help you save money on your energy bills as well as reduce your carbon footprint. Installing […]

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Can I build an ADU at my home and how would my Home Insurance be impacted?

Clients are asking about the impact on their home insurance of building an Accessory Dwelling Unit (ADU), so I decided to answer it as a short blog post. What is an ADU Yes, you can build an Accessory Dwelling Unit (ADU) at your home, subject to local permitting. An ADU is a small living or

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Wildfire Zone? See How Close You are to One

This post has been updated to include the latest 2022 Maps. Wildfire zone risk in California has become a huge concern for all of us, whether we are homeowners, Association members, or Insurance companies. For safety and insurance reasons it’s important to know your proximity to the higher risk wildfire zones and how the new

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Riot Damage – Are You Covered?

As a result of the recent protests and riots round the country I received quite a few calls asking me if riot damage is covered by insurance.  Riot and civil commotion are covered perils or accidents under your home, rental property, condo, renters, auto and business insurance policies with Farmers Insurance.   

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Fire Season Started June 1st – Are You Ready?

I am concerned about Fire Season this year because we had so little rain.  After insuring homes, rental properties and businesses for over 20 years,  I am both proud and grateful that after the terrible fires of 2017 and 2018, none of my clients were under-insured, as so many others were. The reason that my

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