Kevin Says Insurance Insider Blog

The Perfect Storm:  Why HOA Insurance Rates are Up and Some Smart Ways to Lower them

HOA Insurance Rates Video Transcript: Hi everybody and thank you all the Board Members out there that have taken your valuable time to be here for this ECHO educational webinar today you’re going to get a lot of good update information about HOA Insurance rates. About three years ago when David came up with a […]

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Will my Homeowners and Auto Insurance Rates Stop Increasing?

Unfortunately, both homeowners and auto insurance rates are expected to continue rising. Therefore, it’s unlikely that homeowner and auto insurance rates will stop increasing in the near future. But that doesn’t mean you can’t lower your insurance costs. The most serious reasons for the increases include the following: As a result, insurance companies are struggling

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How much are solar panels and are they covered by my home insurance?

Clients are asking this solar panels impact on home insurance question, so I decided to answer it in this short blog post. Solar Panels As you probably know solar panels are devices that convert sunlight into electricity. They can help you save money on your energy bills as well as reduce your carbon footprint. Installing

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Can I build an ADU at my home and how would my Home Insurance be impacted?

Clients are asking about the impact on their home insurance of building an Accessory Dwelling Unit (ADU), so I decided to answer it as a short blog post. What is an ADU Yes, you can build an Accessory Dwelling Unit (ADU) at your home, subject to local permitting. An ADU is a small living or

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Wildfire Zone? See How Close You are to One

This post has been updated to include the latest 2022 Maps. Wildfire zone risk in California has become a huge concern for all of us, whether we are homeowners, Association members, or Insurance companies. For safety and insurance reasons it’s important to know your proximity to the higher risk wildfire zones and how the new

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Interior Water Claims in Condominiums – Who Pays?

Hi everyone, my name is Kevin Boland and I’m a Farmers insurance agent based in our beautiful San Francisco Bay area. As many of you know my specialty is insurance of Homeowner Associations and I am super excited because I have a brand-new educational video for board members and hardworking certified community association managers. I

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