Kevin Boland

Kevin Says Insurance Insider Blog

Directors and Officers Insurance (D&O) – The HOA Board’s Shield

This blog reproduces an ECHO educational webinar presentation on HOA insurance in general, and Directors and Officers Insurance (D&O) in particular. It includes a detailed discussion and Q&A session on D&O Insurance. Our speaker for this session is Kevin Boland. Kevin is an Elite Farmers Insurance Agent specializing in management insurance for common interest developments. …

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Whole Life Insurance vs. Term Life Insurance – Which is Better?

Hi everyone, my name is Kevin Boland and welcome to my insurance website. In this video I will talk about Whole Life Insurance or Universal Life Insurance.    A Whole Life Insurance policy is a permanent policy. This means as long as you pay the monthly premiums the policy remains in force. So one day when …

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Term Life Insurance – Low Cost – Call For Your Quote!

Hi everyone, my name is Kevin Boland and welcome to my insurance website. Today’s insurance topic is life insurance, specifically Term Life Insurance. If you’re a young couple. You just got married. You bought your first home. Your first child is on the way. Congratulations!. But remember it’s also very important for you to get …

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5 Insurance Coverages every Condominium Owner Needs

I love surprises, but only good surprises, and I don’t want any of my clients getting a bad surprise and discover they did not have the right type or amount of insurance coverage after an Urban Fire or out of control Wildfire!  This blog post describes the 5 insurance coverages every condominium owner needs to …

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Wildfire Coverage For Mandatory Evacuations

Some of you are close to the wildfires raging around us in Sonoma, Marin, Napa, Lake, and other counties of California and perhaps wondering about your wildfire coverage.  Be advised if you are “mandatorily evacuated,” Farmers Insurance will pay your “hotel and other living expenses” for up to 3 weeks. It has to a mandatory …

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Riot Damage – Are You Covered?

As a result of the recent protests and riots round the country I received quite a few calls asking me if riot damage is covered by insurance.  Riot and civil commotion are covered perils or accidents under your home, rental property, condo, renters, auto and business insurance policies with Farmers Insurance.   

Fire Season Started June 1st – Are You Ready?

I am concerned about Fire Season this year because we had so little rain.  After insuring homes, rental properties and businesses for over 20 years,  I am both proud and grateful that after the terrible fires of 2017 and 2018, none of my clients were under-insured, as so many others were. The reason that my …

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HOA Insurance Implications of CA Senate Bill 323

Hi Everyone, My name is Kevin Boland and welcome to my insurance website. I started to get a lot of emails in January 2020 and this month from Association Managers asking about their HOA insurance, specifically if Farmers Insurance will defend the new Inspector of Elections under the new California Senate Bill SB323. The answer is …

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