This post has been updated to include the latest 2025 Maps showing the State Responsibility Areas (SRA) and the Local Responsibility Areas (LRA) for Novato. Cal Fire’s predictions didn’t foresee the Altadena inferno. Now it’s changing its fire-hazard maps. “Gov. Gavin Newsom’s office said the maps, when completed, would add at least 1.4 million acres […]
Wildfire Zone? See How Close You are to One Read More »
Hi everyone, my name is Kevin Boland and I’m a Farmers insurance agent based in our beautiful San Francisco Bay area. As many of you know my specialty is insurance of Homeowner Associations and I am super excited because I have a brand-new educational video for board members and hardworking certified community association managers. I
Interior Water Claims in Condominiums – Who Pays? Read More »
This short video blog post on Directors and Officers Insurance (D&O) provides an introduction and 3 key questions to ask about any D&O insurance policy.
HOA Directors & Officers Insurance: 3 Smart Questions for Board Members Read More »
This blog reproduces an ECHO educational webinar presentation on HOA insurance in general, and Directors and Officers Insurance (D&O) in particular. It includes a detailed discussion and Q&A session on D&O Insurance. Our speaker for this session is Kevin Boland. Kevin is an Elite Farmers Insurance Agent specializing in management insurance for common interest developments.
Directors and Officers Insurance (D&O) – The HOA Board’s Shield Read More »
Hi everyone, my name is Kevin Boland and welcome to my insurance website. In this video I will talk about Whole Life Insurance or Universal Life Insurance. A Whole Life Insurance policy is a permanent policy. This means as long as you pay the monthly premiums the policy remains in force. So one day when
Whole Life Insurance vs. Term Life Insurance – Which is Better? Read More »
Hi everyone, my name is Kevin Boland and welcome to my insurance website. Today’s insurance topic is life insurance, specifically Term Life Insurance. If you’re a young couple. You just got married. You bought your first home. Your first child is on the way. Congratulations!. But remember it’s also very important for you to get
Term Life Insurance – Low Cost – Call For Your Quote! Read More »
My insurance tips are the results of my 21 years as a Farmers Insurance Agent – here are the main ones. The most frequent call I get every winter is from our home and rental property owners who had rain water enter their building after a big downpour or storm. Of course, I have to
Auto & Home Insurance Tips To Protect You In Winter Read More »
I love surprises, but only good surprises, and I don’t want any of my clients getting a bad surprise and discover they did not have the right type or amount of insurance coverage after an Urban Fire or out of control Wildfire! This blog post describes the 5 insurance coverages every condominium owner needs to
5 Insurance Coverages every Condominium Owner Needs Read More »
Some of you are close to the wildfires raging around us in Sonoma, Marin, Napa, Lake, and other counties of California and perhaps wondering about your wildfire coverage. Be advised if you are “mandatorily evacuated,” Farmers Insurance will pay your “hotel and other living expenses” for up to 3 weeks. It has to a mandatory
Wildfire Coverage For Mandatory Evacuations Read More »
It’s very important that your property coverage is sufficient to rebuild after a major total loss.
Home Reconstruction Cost: How Much Coverage Do You Need? Read More »