Whether you own a café, delicatessen, pizzeria, yogurt or ice cream shop, fast, family style or fine dining restaurant(s), there are 5 important restaurant insurance coverage’s every owner needs to have: 1. General Liability Insurance: This type of coverage most owners know that they need to have and normally get limits of $1,000,000 to satisfy …
Restaurant Insurance: 5 Tips for Restaurant Owners Read More »
It’s smart to buy Loss Assessment coverage in your individual home owner policy because if the Association’s board had to make a special assessment due to a liability or property loss, you may be “assessed” by the board to pay your share of the property deductible, or for any monetary damages not covered by insurance. …
Loss Assessment Coverage for Homeowners in an Association Read More »
“Tell me and I forget Teach me and I remember Involve me and I learn” -Benjamin Franklin I often get asked by smart HOA Board Members and Managers, “what is the difference between Walls In and Walls Out insurance coverage, and what about a home owner’s investment in upgrades, are they insured, and by which …
SOUND THE HORN: Beware of this Coverage Gap in Your Home Policy Read More »
I’ve got some utility line coverage news that just came off the wire. For the first time in California, from any home owner insurance company that I know of, Farmers Insurance is going to offer you replacement or repair any a broken utility line that runs from your home out to the street. It’s called …
Utility Line Coverage added to Home Insurance VIDEO Read More »
Hi Everyone. My name is Kevin Boland and welcome to my insurance website. Today I want to share with you the incredible number of home insurance discounts that Farmers Insurance offers our clients. One of the big budget shocks we see as parents is the high cost of adding our teenager to our Auto insurance …
10 Home Insurance Discounts You May Qualify For – See VIDEO Read More »
Hi everyone and welcome to my insurance website. You know I love surprises, but only if it’s a good surprise and I don’t want any of my clients getting a bad surprise and discover they did not have the right type or amount of insurance. There are 5 important coverage’s that every Condominium owner needs …
Hi everyone and welcome to my insurance website. Today I want to talk about HOA Fidelity Insurance for Home Owner Associations, and, share with you a new coverage that will be mandatory this January 1st, 2019 First let’s do a quick review, A Fidelity Policy protects your Association from embezzlement of funds by one of the board …
Hi everyone and welcome to my insurance website. My name is Kevin Boland and I’m a local Farmers insurance agent based out of Novato California. For the past 15 years I have managed Garage Auto Repair insurance for over 200 San Francisco Bay Area Garage Business owners. I like working with garage owners because, …
Hi everyone, my name is Kevin Boland. I’m a local farmers insurance agent based out of Novato, Marin County, California and welcome to my insurance website. Home Insurance – Fire Risk Because of the terrible fires that we suffered in California in late 2017 and 2018 all year the number one question that my …
Hi everyone and welcome to my insurance website and blog. My name is Kevin Boland and I am a local Farmers insurance Agent. My team and I have been managing insurance in the San Francisco Bay Area for the past 20 years. So, how often do we hear these zany and wacky TV commercials …