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Will my Homeowners and Auto Insurance Rates Stop Increasing?

/ HOME OWNERS ASSOCIATION INSURANCE, CONDOMINIUM OWNERS INSURANCE, SINGLE FAMILY HOME INSURANCE, AUTO INSURANCE, TEXT BLOGS

Unfortunately, both homeowners and auto insurance rates are expected to continue rising. Therefore, it’s unlikely that homeowner and auto insurance rates will stop increasing in the near future. But that doesn’t mean you can’t lower your insurance costs. The most serious reasons for the increases include the following: As a result, insurance companies are struggling […]

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How much are solar panels and are they covered by my home insurance?

/ HOME OWNERS ASSOCIATION INSURANCE, SINGLE FAMILY HOME INSURANCE, TEXT BLOGS

Clients are asking this solar panels impact on home insurance question, so I decided to answer it in this short blog post. Solar Panels As you probably know solar panels are devices that convert sunlight into electricity. They can help you save money on your energy bills as well as reduce your carbon footprint. Installing

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Can I build an ADU at my home and how would my Home Insurance be impacted?

/ HOME OWNERS ASSOCIATION INSURANCE, SINGLE FAMILY HOME INSURANCE, TEXT BLOGS

Clients are asking about the impact on their home insurance of building an Accessory Dwelling Unit (ADU), so I decided to answer it as a short blog post. What is an ADU Yes, you can build an Accessory Dwelling Unit (ADU) at your home, subject to local permitting. An ADU is a small living or

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Wildfire Zone? See How Close You are to One

/ HOME OWNERS ASSOCIATION INSURANCE, SINGLE FAMILY HOME INSURANCE, TEXT BLOGS

This post has been updated to include the latest 2022 Maps. Wildfire zone risk in California has become a huge concern for all of us, whether we are homeowners, Association members, or Insurance companies. For safety and insurance reasons it’s important to know your proximity to the higher risk wildfire zones and how the new

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5 Insurance Coverages every Condominium Owner Needs

/ HOME OWNERS ASSOCIATION INSURANCE, CONDOMINIUM OWNERS INSURANCE, TEXT BLOGS

I love surprises, but only good surprises, and I don’t want any of my clients getting a bad surprise and discover they did not have the right type or amount of insurance coverage after an Urban Fire or out of control Wildfire!  This blog post describes the 5 insurance coverages every condominium owner needs to

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