HOME OWNERS ASSOCIATION INSURANCE

Kevin Says Insurance Insider Blog

Wildfire Zone? See How Close You are to One

Wildfire zone risk has become a huge concern for all of us, whether we are homeowners, Association members, or Insurance companies. For safety and insurance reasons It’s important to know your proximity to the higher risk wildfire zones. This post answers 3 key questions: How can you see and understand your wildfire risk level? What …

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Interior Water Claims in Condominiums – Who Pays?

Hi everyone, my name is Kevin Boland and I’m a Farmers insurance agent based in our beautiful San Francisco Bay area. As many of you know my specialty is insurance of Homeowner Associations and I am super excited because I have a brand-new educational video for board members and hardworking certified community association managers. I …

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Directors and Officers Insurance (D&O) – The HOA Board’s Shield

This blog reproduces an ECHO educational webinar presentation on HOA insurance in general, and Directors and Officers Insurance (D&O) in particular. It includes a detailed discussion and Q&A session on D&O Insurance. Our speaker for this session is Kevin Boland. Kevin is an Elite Farmers Insurance Agent specializing in management insurance for common interest developments. …

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5 Insurance Coverages every Condominium Owner Needs

I love surprises, but only good surprises, and I don’t want any of my clients getting a bad surprise and discover they did not have the right type or amount of insurance coverage after an Urban Fire or out of control Wildfire!  This blog post describes the 5 insurance coverages every condominium owner needs to …

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Fire Season Started June 1st – Are You Ready?

I am concerned about Fire Season this year because we had so little rain.  After insuring homes, rental properties and businesses for over 20 years,  I am both proud and grateful that after the terrible fires of 2017 and 2018, none of my clients were under-insured, as so many others were. The reason that my …

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HOA Insurance Implications of CA Senate Bill 323

Hi Everyone, My name is Kevin Boland and welcome to my insurance website. I started to get a lot of emails in January 2020 and this month from Association Managers asking about their HOA insurance, specifically if Farmers Insurance will defend the new Inspector of Elections under the new California Senate Bill SB323. The answer is …

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Loss Assessment Coverage for Homeowners in an Association

It’s smart to buy Loss Assessment coverage in your individual home owner policy because if the Association’s board had to make a special assessment due to a liability or property loss, you may be “assessed” by the board to pay your share of the property deductible, or for any monetary damages not covered by insurance.   …

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