Home Reconstruction Cost: How Much Coverage Do You Need?
It’s very important that your property coverage is sufficient to rebuild after a major total loss.
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HOME OWNERS ASSOCIATION INSURANCE
Riot Damage – Are You Covered?
As a result of the recent protests and riots round the country I received quite a few calls asking me if riot damage is covered by insurance. Riot and civil commotion are covered perils or accidents under your home, rental property, condo, renters, auto and business insurance policies with Farmers Insurance.
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Fire Season Started June 1st – Are You Ready?
I am concerned about Fire Season this year because we had so little rain. After insuring homes, rental properties and businesses for over 20 years, I am both proud and grateful that after the terrible fires of 2017 and 2018, none of my clients were under-insured, as so many others were. The reason that my
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HOA Insurance Implications of CA Senate Bill 323
Hi Everyone, My name is Kevin Boland and welcome to my insurance website. I started to get a lot of emails in January 2020 and this month from Association Managers asking about their HOA insurance, specifically if Farmers Insurance will defend the new Inspector of Elections under the new California Senate Bill SB323. The answer is
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Loss Assessment Coverage for Homeowners in an Association
It’s smart to buy Loss Assessment coverage in your individual home owner policy because if the Association’s board had to make a special assessment due to a liability or property loss, you may be “assessed” by the board to pay your share of the property deductible, or for any monetary damages not covered by insurance.
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SOUND THE HORN: Beware of this Coverage Gap in Your Home Policy
“Tell me and I forget Teach me and I remember Involve me and I learn” -Benjamin Franklin I often get asked by smart HOA Board Members and Managers, “what is the difference between Walls In and Walls Out insurance coverage, and what about a home owner’s investment in upgrades, are they insured, and by which
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HOA Fidelity Insurance Tips VIDEO
Hi everyone and welcome to my insurance website. Today I want to talk about HOA Fidelity Insurance for Home Owner Associations, and, share with you a new coverage that will be mandatory this January 1st, 2019 First let’s do a quick review, A Fidelity Policy protects your Association from embezzlement of funds by one of the board
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Guaranteed Replacement Cost for HOAs VIDEO
What is Guaranteed Replacement Cost Insurance (GRC)? My insurance agency has received a lot of calls after the devastating California fires about Building Replacement Coverage! Home owners and HOA Board members want solid confirmation that they have enough money in their Building Replacement Coverage insurance to rebuild post major fire. Individual condo and PUD owners
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