This short video blog post on Directors and Officers Insurance (D&O) provides an introduction and 3 key questions to ask about any D&O insurance policy.
HOA Directors & Officers Insurance: 3 Smart Questions for Board Members Read More »
This blog reproduces an ECHO educational webinar presentation on HOA insurance in general, and Directors and Officers Insurance (D&O) in particular. It includes a detailed discussion and Q&A session on D&O Insurance. Our speaker for this session is Kevin Boland. Kevin is an Elite Farmers Insurance Agent specializing in management insurance for common interest developments.
Directors and Officers Insurance (D&O) – The HOA Board’s Shield Read More »
I love surprises, but only good surprises, and I don’t want any of my clients getting a bad surprise and discover they did not have the right type or amount of insurance coverage after an Urban Fire or out of control Wildfire! This blog post describes the 5 insurance coverages every condominium owner needs to
5 Insurance Coverages every Condominium Owner Needs Read More »
It’s very important that your property coverage is sufficient to rebuild after a major total loss.
Home Reconstruction Cost: How Much Coverage Do You Need? Read More »
As a result of the recent protests and riots round the country I received quite a few calls asking me if riot damage is covered by insurance. Riot and civil commotion are covered perils or accidents under your home, rental property, condo, renters, auto and business insurance policies with Farmers Insurance.
Riot Damage – Are You Covered? Read More »
I am concerned about Fire Season this year because we had so little rain. After insuring homes, rental properties and businesses for over 20 years, I am both proud and grateful that after the terrible fires of 2017 and 2018, none of my clients were under-insured, as so many others were. The reason that my
Fire Season Started June 1st – Are You Ready? Read More »
Hi Everyone, My name is Kevin Boland and welcome to my insurance website. I started to get a lot of emails in January 2020 and this month from Association Managers asking about their HOA insurance, specifically if Farmers Insurance will defend the new Inspector of Elections under the new California Senate Bill SB323. The answer is
HOA Insurance Implications of CA Senate Bill 323 Read More »
It’s smart to buy Loss Assessment coverage in your individual home owner policy because if the Association’s board had to make a special assessment due to a liability or property loss, you may be “assessed” by the board to pay your share of the property deductible, or for any monetary damages not covered by insurance.
Loss Assessment Coverage for Homeowners in an Association Read More »
“Tell me and I forget Teach me and I remember Involve me and I learn” -Benjamin Franklin I often get asked by smart HOA Board Members and Managers, “what is the difference between Walls In and Walls Out insurance coverage, and what about a home owner’s investment in upgrades, are they insured, and by which
SOUND THE HORN: Beware of this Coverage Gap in Your Home Policy Read More »
Hi everyone and welcome to my insurance website. Today I want to talk about HOA Fidelity Insurance for Home Owner Associations, and, share with you a new coverage that will be mandatory this January 1st, 2019 First let’s do a quick review, A Fidelity Policy protects your Association from embezzlement of funds by one of the board
HOA Fidelity Insurance Tips VIDEO Read More »