10 Home Insurance Discounts You May Qualify For – See VIDEO

Hi Everyone. My name is Kevin Boland and welcome to my insurance website. Today I want to share with you the incredible number of home insurance discounts that Farmers Insurance offers our clients.

One of the big budget shocks we see as parents is the high cost of adding our teenager to our Auto insurance policy. Farmers Insurance has two great ways to help you save here. First, by having your teenager take a short online safety course, Farmers will give you an auto insurance discount of about $500. Second, if your teenager have a 3.0 or better GPA , Farmers will give you about another $500 to $700 discount. That’s over $1,000 in auto insurance discounts. If you’re hard working parents like me and my great wife, these insurance discounts mean a lot.

In addition to our teenager auto discounts, there are 10 other insurance discounts that you can get at Farmers.

#1 When you combine two or more cars you get a multi-car discount of about 15% off each car.

#2 Bundle your home and auto insurance and you will save about another 18% on every car in your household, and are you ready for this, you will also get a 25% home insurance discount. Farmers Insurance offers the largest auto/home insurance discount in California. Again if you’re parents, these insurance savings really help the family budget.

#3 Bundle you family life insurance at Farmers, and get another 5% home insurance discount and 3% auto insurance discount. And we have great rates for life insurance.

#4 If you own a small business, Farmers will give you another 12% auto insurance discount on every car you own, and another 5% home insurance discount.

#5 Bundle your Boat, Motor Home, Motorcycle, RV, or Travel Trailer and get another 5% home insurance discount.

#6 Bundle your earthquake insurance and get another 5% home insurance discount.

#7 Bundle your Personal Umbrella policy and get another 5% home insurance discount and 3% auto insurance discount.

#8 All of you folks who are currently renting an apartment or home, bundle your auto/renters insurance at Farmers, and you will get a nice 10% auto insurance discount. This means you can get free renters insurance.

#9 Now you will be surprised to hear this, but Farmers offers even more auto insurance discounts if you have or had a specific type of occupation (retirees who had these occupations get home and auto discounts too). Occupations that qualify for more Home and Auto Discounts at Farmers Insurance. Discounts are about 10% and 15% for all cars in your home, and about a 5% to 15% Home Insurance discount.

  • Fire fighters
  • Police Officers
  • Teachers
  • Business Owners
  • Registered Nurses
  • Doctors
  • Architects
  • Dentists
  • Engineers
  • CPAs
  • Aviation Professionals
  • Accountants
  • Attorneys
  • Judges
  • Actuary
  • Librarians
  • Realtors
  • Architects
  • Mortgage Brokers
  • Scientists
  • Chemists
  • Biologists
  • Geologists
  • Occupational Therapists
  • Physical Therapists
  • Speech Therapists
  • FIG Federal Credit Union employees

#10 Similar to #9, if you have a Bachelor of Science degree in specific fields:

  • Actuarial Science
  • Astronomy
  • Biochemistry
  • Biology
  • Chemistry
  • Computer Applications
  • Computer Graphics
  • Computer Information Systems
  • Computer Science
  • Computer Programming
  • Computer Technology
  • Cybernetics
  • Ecology
  • Genetics
  • Geology
  • Geophysics
  • Mathematics
  • Mathematics
  • Meteorology
  • Neuroscience
  • Physics
  • Physiology
  • Oceanography
  • Planetary Systems
  • Statistics

There are even more home insurance discounts available from Farmers: for example if you have a new roof, new furnace, central fire or burglar alarms, fire sprinkler system, new electrical wiring and paneling, new plumbing, nonsmoker, smoke alarms, are over 55 or have earned loyalty discounts…

Lastly, a thought on Fireline Scores. California wild fires have forced insurance carriers to use Fireline scores as a way to measure risk for home owners. If your home is in the hills, close to dense brush, in the Wildland Interface Area, or WUI, or in an area where wind blown embers are likely, you may have a high fire line score. If your Fireline score is high you will suddenly be paying more for your insurance, or worse, be non-renewed. The California Fair Plan is a way to keep your home insurance if an insurance company has non-renewed you because of a high fireline score. These new fireline scores along with paying more for your home insurance means getting home insurance discounts is more important than ever today!

If you have any questions about what discounts you qualify for please call or email.

2 thoughts on “10 Home Insurance Discounts You May Qualify For – See VIDEO”

  1. Hi there, great post! Could you help me with a question I have please. I was curious your thoughts on learning how to be a business owner. Do you know of a good way to learn? The reason I ask is because I’m new to business and I’m having a really hard time learning. Much appreciated. 😀

    1. Hi Mora
      Thanks, glad you liked the post. WRT your question all I can suggest is that you study business at college or work for a small business to learn the ropes (or both) before you start your own business.

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